v3.10.0.1
Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Operating activities:      
Net income $ 100,352 $ 139,343 $ 88,003
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 16,604 14,110 14,272
Loss (Gain) on disposal of property and equipment 179 524 (1,046)
Provision for credit losses 51,236 46,412 45,544
Provision (benefit) for deferred income taxes 2,090 (42,022) 16,594
Changes in operating assets and liabilities:      
Notes receivable (63,545) (47,470) (59,219)
Prepaid expenses and other assets 2,704 (7,103) 5,280
Inventory (32,022) (42,757) (18,323)
Accounts payable, accrued liabilities and other, and deferred income (764) 4,933 10,763
Net cash provided by operating activities 76,834 65,970 101,868
Investing activities:      
Purchases of property and equipment (32,539) (14,115) (9,605)
Proceeds from sale of property and equipment     2,253
Net cash used in investing activities (32,539) (14,115) (7,352)
Financing activities:      
Proceeds from borrowings collateralized by notes receivable 254,494 203,001 238,521
Payments on borrowings collateralized by notes receivable (216,023) (195,919) (227,163)
Proceeds from borrowings under line-of-credit facilities and notes payable 51,736 36,426 45,243
Payments under line-of-credit facilities and notes payable (43,066) (34,851) (46,269)
Payments of debt issuance costs (3,010) (3,390) (4,608)
Gross proceeds from public offering   48,652  
Payments of public offering costs   (1,383)  
Repurchase and retirement of common stock (4,000)    
Distributions to non-controlling interest (9,800) (11,270) (12,250)
Dividends paid (44,841) (40,000) (70,000)
Net cash (used in) provided by financing activities (14,510) 1,266 (76,526)
Net increase in cash and cash equivalents and restricted cash 29,785 53,121 17,990
Cash, cash equivalents and restricted cash at beginning of period 243,349 190,228 172,238
Cash, cash equivalents and restricted cash at end of period 273,134 243,349 190,228
Supplemental schedule of operating cash flow information:      
Interest paid, net of amounts capitalized 30,260 26,244 27,511
Income taxes paid 25,156 $ 41,035 $ 26,769
Supplemental schedule of non-cash investing and financing activities:      
Acquisition of inventory, property, and equipment for notes payable $ 24,258    

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