v3.10.0.1
Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2018
Sep. 30, 2017
[1]
Sep. 30, 2018
Sep. 30, 2017
Dec. 31, 2017
Dec. 31, 2016
Operating activities:            
Net income $ 24,073 $ 21,791 [2] $ 77,682 $ 69,597 [1],[2] $ 139,343 $ 88,004
Adjustments to reconcile net income to net cash provided by operating activities:            
Depreciation and amortization     11,852 10,559 [1]    
Loss on disposal of property and equipment [1]       428    
Provision for loan losses     35,866 32,066 [1]    
Provision (benefit) for deferred income taxes     2,730 (5,669) [1]    
Changes in operating assets and liabilities:            
Notes receivable     (48,492) (29,526) [1]    
Prepaid expenses and other assets     (23,386) (17,736) [1]    
Inventory     (23,405) (30,707) [1]    
Accounts payable, accrued liabilities and other, and deferred income     12,895 19,677 [1]    
Net cash provided by operating activities     45,742 48,689 [1]    
Investing activities:            
Purchases of property and equipment     (24,347) (9,380) [1]    
Net cash used in investing activities     (24,347) (9,380) [1]    
Financing activities:            
Proceeds from borrowings collateralized by notes receivable     114,756 170,030 [1]    
Payments on borrowings collateralized by notes receivable     (103,578) (164,331) [1]    
Proceeds from borrowings collaterized by line-of-credit facilities and notes payable     50,042 30,000 [1]    
Payments under line-of-credit facilities and notes payable     (36,717) (32,968) [1]    
Payments of debt issuance costs     (385) (3,217) [1]    
Distributions to non-controlling interest     (4,900) (3,920) [1]    
Dividends paid     (33,631) (40,000) [1]    
Net cash used in financing activities     (14,413) (44,406) [1]    
Net increase (decrease) in cash and cash equivalents and restricted cash     6,982 (5,097) [1]    
Cash, cash equivalents and restricted cash at beginning of period     243,349 190,228 [1] 190,228 [1]  
Cash, cash equivalents and restricted cash at end of period $ 250,331 $ 185,131 250,331 185,131 [1] $ 243,349 $ 190,228 [1]
Supplemental schedule of operating cash flow information:            
Interest paid, net of amounts capitalized     22,437 19,715    
Income taxes paid     22,856 $ 41,087    
Supplemental schedule of non-cash investing and financing activities:            
Acquisition of inventory, property, and equipment for notes payable     $ 24,258      
[1] * See Note 2 for summary of adjustments.
[2] The calculation of basic and diluted earnings per share and the cash dividends declared per share for the 2017 periods reflects the stock split effected in connection with our initial public offering during November 2017 as if the stock split was effected on January 1, 2017.

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